{"id":39,"date":"2026-10-08T15:00:00","date_gmt":"2026-10-08T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/soldbyrajsangha-ca\/2026\/10\/08\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/"},"modified":"2026-10-08T15:00:00","modified_gmt":"2026-10-08T15:00:00","slug":"home-affordability-finds-its-footing-but-rising-rates-could-change-that","status":"publish","type":"post","link":"https:\/\/www.soldbyrajsangha.ca\/blog\/2026\/10\/08\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/","title":{"rendered":"Home affordability finds its footing, but rising rates could change that"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>While Canada\u2019s average five-year fixed mortgage rate reached 4.55% in August, the impact on monthly payments has been minimal so far. What\u2019s really moving the needle for home affordability right now is the drop in home prices, seen especially in Toronto, Vancouver, and Montr\u00e9al. As someone who guides clients through precise pricing and strategic sales in Greater Vancouver, I\u2019m closely watching these shifts\u2014affordability can change quickly if rates continue to rise. Navigating this evolving landscape takes both up-to-date insights and a tailored approach to each client\u2019s goals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/market-updates\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/590137\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>While Canada\u2019s average five-year fixed mortgage rate reached 4.55% in August, the impact on monthly payments has been minimal so far. What\u2019s really moving the needle for home affordability right now is the drop in home prices, seen especially in Toronto, Vancouver, and Montr\u00e9al. As someone who guides clients through precise pricing and strategic sales [&hellip;]<\/p>\n","protected":false},"author":513,"featured_media":40,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-39","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/posts\/39","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/users\/513"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":0,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/posts\/39\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/media\/40"}],"wp:attachment":[{"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/media?parent=39"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/categories?post=39"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.soldbyrajsangha.ca\/blog\/wp-json\/wp\/v2\/tags?post=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}